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Polygence Scholar2024
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Ahsan Sikandar

Class of 2025Islamabad, Pakistan

About

Projects

  • "Digitalization in developing economies: a case study on Pakistan's Banking Sector" with mentor Cesia (Aug. 9, 2024)

Project Portfolio

Digitalization in developing economies: a case study on Pakistan's Banking Sector

Started May 24, 2024

Abstract or project description

This paper explores how digitalization is affecting the banking sector in Pakistan, a developing economy. It examines the potential benefits of digitalization, such as increased efficiency, financial inclusion, and new financial products. The paper also discusses the challenges posed by digitalization, including digital literacy gaps, cybersecurity threats, and potential job displacement.

By analyzing existing research, the structure of Pakistan's banking sector, and case studies of digital banks and fintech startups, the paper aims to provide insights for policymakers, banks, and other stakeholders looking to promote an inclusive and sustainable digital transformation in Pakistan's banking sector. The findings of this research can be valuable for other developing economies looking to leverage digitalization for growth in their financial sectors.